Jewelry Merchant Accounts


Fine jewelry is an industry that continues to grow every year, with over $17 billion in sales in 2018. Specialty jewelers account for more than 43 percent of the industry’s total sales, but despite these trends, many processors are hesitant to work with these businesses. However, Merchant Service Group LLC works with your business so that you can start accepting credit cards within days.

Fine jewelry merchant accounts may be considered high risk because of the high price per item and the tendency for buyer’s remorse after purchasing such big-ticket items. This may lead to a large number of returns and chargebacks in which the customer will dispute the transaction with their credit card company.

The prevalence of counterfeit products and fraud in the industry contributes to the high-risk status of jewelry businesses. This is especially true for businesses who sell their products online, where there is an increased risk for fraud and a higher incidence of chargebacks.

Unlike other processors who may decline your jewelry account based on these reasons, Merchant Service Group LLC provides a hassle-free boarding process for jewelry merchant accounts, including businesses who specialize in vintage, used, new, or made-to-order fine jewelry. We won’t treat your account as high risk because we know it’s your credit history and the financial health of your business that matters, not the classification of your account.

We offer a number of custom payment solutions to accept payments in store and online, such as gateway solutions and online shopping carts that can be integrated into your website. Our technology allows you to set up recurring billing if you wish to offer a payment plan to your customers. Our experienced technical team can help you choose the right solution and offer advice on how to maintain your account and avoid chargebacks.

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Jewelry Merchant Accounts